Sezzle is a payment solution that empowers you to “Shop Now and Pay Later” with simple interest-free installment plans. We break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.
When you complete a purchase with Sezzle, we ship your product immediately. You get to enjoy the item before you finish paying for it!
Sezzle automates the repayments from your payment method on file. You always have the option of paying off your purchase early by signing into your User Dashboard.
Returning customers simply need to log in, while first-timers need to provide their payment details like usual. After checking out, we will ship you your purchase! You can always log in to your Sezzle account to check your payment schedule and make an early payment. Otherwise, we will take the payments as scheduled.
To use Sezzle, you must
- Be 18 years or older (19 years or older in Alabama or if you are a ward of the state in Nebraska)
- Have a valid U.S. mobile number and email address
Sezzle's extended payment product does not qualify as a credit product per Reg Z, which means there is no "hard credit" check typically associated with credit products.
What’s the catch? No catch! Sezzle is completely interest-free for shoppers. Merchants pay Sezzle a fee for each transaction so that we can help you Shop Now and Pay Later.
The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. We do our best to prevent this from happening by sending email and text reminders.
Rescheduled payments will incur a $5 late payment fee.